学生贷款

学生贷款 #

Direct Loan Basics - US Dept of Education

1. 直接资助贷款
Subsidized loans are low-interest, need-based loans with flexible repayment 选项. With these loans, you will not be charged interest while you are enrolled at least as a half-time student, during your grace period, or during your deferment periods. You will only begin accruing interest once you have entered repayment.

2. 直接无补贴贷款
Unsubsidized loans are non-need based, low-interest loans with flexible repayment 选项. Unlike subsidized loans, unsubsidized loans require that you begin paying interest following your first disbursement. 如果你决定无补贴贷款是 your best option, you will need to submit a separate worksheet and request form to Mesa with your justification and budget plan.

贷款金额
的 amount of loan aid you will receive depends on a few factors, including your grade level, current cost of attendance, and other financial aid awards that you may receive.

• 一级学生: 学生s with less than 30 completed major and general education units may borrow 每年最高3500美元.
• 二年级学生: 学生s with 30 or more completed major and general education units may borrow up 到每学年4500美元.

直接贷款资格
有资格获得援助:

1. You must declare a specific major area of study and obtain a counselor-approved 学术 计划. To make your 学术 计划 and determine the credits and required courses you need to complete your educational objectives, you must make an appointment with an 学术顾问.
   了解Mesa的咨询服务
2. You must be enrolled in at least 6 degree applicable credit hours (part-time). 下降 below 6 units will result in the cancellation of your funds and/or the return of those 剩下的.
3. 的 amount borrowed may be up to the cost of attendance minus any financial aid.
4. 你必须保持 学业进展满意(SAP).

申请步骤

1. Ensure that you meet the eligibility requirements.
   参见财政援助要求
2. 完成一份经济援助申请.
   了解更多足彩投注app最靠谱的平台如何申请援助的信息
3. 完成一笔贷款 入学辅导.
4. 填写并签署一份 本票(eMPN) and provide two personal references with different U.S. 地址.
5. 完成一个 贷款申请表格.
6. Not be in default on any previously borrowed federal student loans or owe an overpayment 在赠款.
7. Once you are ready to graduate, transfer, or have dropped below half-time (6 units), complete a loan Exit 咨询 Session.

支付 Funds will be disbursed twice per loan period. 如果你是第一次贷款， your check will not be disbursed until at least 30 days after the start of the semester. If you have "late start" classes, you must be actively attending classes in at least six units for loan funds to be disbursed.

取消 Federal Direct Loan borrowers have the right to cancel their Federal Direct Loan and students are notified of this right on the award letter when the loan was certified. 的 联邦直接贷款取消表格 [在我们的 财政援助表格页面] can be used to have the 足彩投注 财政援助办事处 make the requested 调整. If this form is submitted prior to or up to 14 days after disbursement, the cancellation will be performed and the student will receive notice of the new 奖励金额. If submitted more than 14 days after disbursement, the San Diego Mesa College 财政援助办事处 will evaluate the request and forward a notification if the cancellation can still be done, as well as the impact on the student’s account.  

父母贷款 #

3. 联邦直接父母加贷款
Federal Direct Parent loans are low-interest loans for parents to help pay for 孩子的教育费用.

贷款金额
的 amount of loan aid parents can borrow may be up to the cost of their child's attendance minus any financial aid they receive.

直接贷款资格
You are eligible for the Federal Direct Parent PLUS loan if:

1. You are the student’s biological or adoptive parent or step-parent if married to the child’s parent at the time of their application.
2. Your student is determined to be a dependent.
3. Your student is enrolled in at least 6 units (half-time).
4. You must not be in default on any federal education loans or owe an overpayment on 联邦教育补助金.
5. You must have good credit as determined by the U.S. 教育部贷款服务 机构.
6. 你和你的学生必须是美国公民.S. 公民或符合条件的非公民.
7. 你的学生必须保持 学业进展满意(SAP).

申请步骤

1. Ensure that your student meets the eligibility requirements
   参见财政援助要求
2. Ensure that your student submits a financial aid application
   了解更多足彩投注app最靠谱的平台如何申请援助的信息
3. 完成这4步 PLUS申请流程 其中包括:
   
   • 同意信用检查
   • 签署eMPN

支付
Funds will be disbursed twice per loan period. 如果你是第一次贷款， your check will not be disbursed until at least 30 days after the start of the semester. If you have “late start” classes, you must be actively attending classes in at least six units for loan funds to be disbursed.